Whom should I call if I have questions about my eligibility?
The Plan Office at 1-800-572-8975 or (248) 836-2760 (in Michigan only).
How can I be sure my claim will be paid?
There are certain expenses that your Plan does not cover. If you are unsure about a particular expense, contact Blue Cross Blue Shield of Michigan or the Health Care Plan Office.
How do I obtain a years of credited service?
After May 1, 1976 you work at least 500 hours in a Plan Year for one or more contributing employers under a collective bargaining agreement. Prior to May 1, 1976 you worked at least 200 hours in a Plan Year for one or more contributing employers under a collective bargaining agreement. Once you have earned 5 credited years of service you become vested in your benefit.
Is there a beneficiary form available?
Yes. The Fund office can send you a form that will allow you to name a beneficiary for any death benefits that may be available from the Pension Fund. Whenever there is a life changing event such as a spouse's death, a divorce, or marriage you should update your beneficiary form.
When can I receive my Defined Contribution?
When you begin receiving a monthly pension benefit under the Operating Engineers' Local 324 Pension Fund, OR if you stop working as an Operating Engineer in the State of Michigan and have no contributions paid into this Fund on your behalf for 12 consecutive months, you will be eligible to receive your Defined Contribution Pension.