Tuesday, August 11, 2020

Frequently Asked Questions


Health Care


Q.

Who are my eligible dependents?

A.

  • Your lawful spouse
  • Your legally adopted children up to age 26
  • Your step-children up to age 26
  • Child for whom you have been appointed legal guardian by court for length of guardianship or to age 26, which occurs first.
Q.

When do I become initially eligible for benefits?

A.

You will become initially eligible for benefits on the 1st day of the month following the month of which requirements were met. Initial eligibility is met with 750 hours times the fund current hourly rate within no more than 18 consecutive months. When you pass initial eligibility, you will receive 3 months of coverage.

Q.

How do I maintain my continued health care coverage?

A.

Your eligibility will be continued from month to month only if the Fund has received dollars of contributions equal to 80 hours of work in Covered Employment if you elected Participant only coverage; or dollars of contributions equal to 100 hours of work in Covered Employment if you elected Participant plus 1 coverage; or dollars of contributions equal to 110 hours in Covered employment if you elected family coverage, during a Work Month, times the Fund’s hourly contribution rate. There is a two-month delay between the month in which you actually earn coverage by working or by making self contributions and the month in which your coverage is effective. The Fund calls the month in which you earn coverage your “Work Month”, the month in which you are covered for Benefits on the basis of your work or your self-contributions is called your “Benefit Month”. Example of this schedule is for Work Month of January, your will have coverage in the Benefit Month of April; February work is for May coverage.

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