Friday, March 24, 2023

Frequently Asked Questions

You can view frequently asked questions here. Please contact the benefit office for any other questions at  (410) 872-9500. 

 

Q.

I am going through a divorce, what happens to my pension?

A.If you are already receiving a pension, nothing will change. If you have not yet begun your pension, your ex-spouse may be entitled to a portion of your benefit. You should obtain legal counsel.. 
Q.

Does the Pension Plan affect Social Security benefits in any way?

A.

Your pension benefits should not affect your social security benefits at all. 

Q.

Can pensions be paid or assigned or garnered to others?

A. Pensions can only be assigned via a Qualified Domestic Relations Order (usually as a result of a divorce) or through an IRS tax levy. 
Q.

If benefits are denied, may a retiree or beneficiary appeal?

A.

You have the right to appeal any denial of claims. Please see the Summary Plan Description for details. 

Q.

How far in advance should I request an application for retirement?

A.You may request an application for benefits at any time within 6 months of your desired retirement date.
Q.

In addition to the application for retirement, what other documents do I have to submit to the Fund office?

A.The required documents are explained in the application packet but generally include birth certificate, marriage certificate and any divorce decrees and property settlement agreements.
Q.

I am currently receiving a monthly pension benefit from the Plan and would like to change the tax withholding. What needs to be done?

A.Please contact the Fund Office.
Q.

I am currently receiving a monthly pension benefit from the Plan and would like to change the bank account information. How do I change this information?

A.Please contact the Fund Office.
Q.

I recently moved, how do I change my address?

A.Please contact the Fund Office. 
Q.

Whom should I contact if I'm getting a divorce and what documents do I need to submit?

A.Please contact the Fund Office.