The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website is committed to protecting your privacy and developing technology that gives you the most powerful and safe online experience. This Statement of Privacy applies to the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website and governs data collection and usage. By using the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website, you consent to the data practices described in this statement.

Collection of your Personal Information

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website collects personally identifiable information, such as your e-mail address, name, home or work address or telephone number. The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website also collects anonymous demographic information, which is not unique to you, such as your ZIP code, age, gender, preferences, interests and favorites.

There is also information about your computer hardware and software that is automatically collected by the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website. This information can include: your IP address, browser type, domain names, access times and referring Web site addresses. This information is used by the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website.

Please keep in mind that if you directly disclose personally identifiable information or personally sensitive data through the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website public message boards, this information may be collected and used by others. Note: The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website does not read any of your private online communications.

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website encourages you to review the privacy statements of Web sites you choose to link to from the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website so that you can understand how those Web sites collect, use and share your information. The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website is not responsible for the privacy statements or other content on Web sites outside of the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website and the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website family of Web sites.

Use of your Personal Information

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website collects and uses your personal information to operate the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website and deliver the services you have requested. The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website also uses your personally identifiable information to inform you of other products or services available from IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website and its affiliates. The  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website may also contact you via surveys to conduct research about your opinion of current services or of potential new services that may be offered.

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website does not sell, rent or lease its customer lists to third parties. The   IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is not transferred to the third party. In addition, the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website may share data with trusted partners to help us perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website, and they are required to maintain the confidentiality of your information.

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website does not use or disclose sensitive personal information without your explicit consent.

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website keeps track of the Web sites and pages our customers visit within the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website in order to determine what IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website services are the most popular. This data is used to deliver customized content and advertising within the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website to customers whose behavior indicates that they are interested in a particular subject area.

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website will disclose your personal information, without notice, only if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website or the site; (b) protect and defend the rights or property of the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website; and, (c) act under exigent circumstances to protect the personal safety of users of the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website, or the public.

Cookies

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a Web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the Web server that you have returned to a specific page. For example, if you personalize the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website pages, or register with the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website or services, a cookie helps the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website, the information you previously provided can be retrieved, so you can easily use the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website features that you customized.

You have the ability to accept or decline cookies. Most Web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website services or Web sites you visit.

Security of your Personal Information

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website secures your personal information from unauthorized access, use or disclosure. The  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website secures the personally identifiable information you provide on computer servers in a controlled, secure environment, protected from unauthorized access, use or disclosure. When personal information (such as a credit card number) is transmitted to other Web sites, it is protected through the use of encryption, such as the Secure Socket Layer (SSL) protocol.

Changes to this Statement

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website will occasionally update this Statement of Privacy to reflect company and customer feedback. The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website encourages you to periodically review this Statement to be informed of how the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website is protecting your information.

Contact Information

The IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website welcomes your comments regarding this Statement of Privacy. If you believe that the IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website has not adhered to this Statement, please contact the  IBEW Local 125 - PGE Health and Welfare Trust Participant Benefit Website at WebSupport@benesys.com. We will use commercially reasonable efforts to promptly determine and remedy the problem.