Monday, February 2, 2026

Frequently Asked Pension Questions


Q.

How do I become a Participant in the Plan?

A.

Have contributions made by your employer on your behalf in accordance with the collective bargaining agreement.

Q.

I am going through a divorce, what happens to my pension?

A.

The pension can be split as defined in a Qualified Domestic Relations Order (QDRO).

Q.

Does the Pension Plan affect Social Security benefits in any way?

A.

Typically not.  You may need to consult a tax advisor.

Q.

Can pensions be paid or assigned or garnered to others?

A.

Typically the only way a pension can be assigned is by a Qualified Domestic Relations Order (QDRO).

Q.

If benefits are denied, may a retiree or beneficiary appeal?

A.

Yes. 

Q.

How far in advance should I request an application for retirement?

A.

90 days. 

Q.

In addition to the application for retirement, what other documents do I have to submit to the Fund office?

A.

Birth certificate, marriage certificate, military papers (if any), Qualified Domestic Relations Order (QDRO) (if any).

Q.

I am currently receiving a monthly pension benefit from the Plan and would like to change the tax withholding. What needs to be done?

A.

Complete a new tax withholding form that can be accessed via the website or by contacting the Fund Office.

Q.

I am currently receiving a monthly pension benefit from the Plan and would like to change the bank account information. How do I change this information?

A.

Complete a new direct deposit form that can be accessed via the website or by contacting the Fund Office.

Q.

I am currently receiving a monthly pension benefit from the Plan, what happens if I do not receive my check?

A.

All pension benefits are paid as an electronic payment to your designated checking or savings account.  If there are any issues with the electronic transaction not being processed, please contact the Fund Office.

Q.

I recently moved, how do I change my address?

A.

Complete an address change form that can be accessed via the website or by contacting the Fund Office.

Q.

Whom should I contact if I'm getting a divorce and what documents do I need to submit?

A.

Contact the Fund Office is you become legally separated or divorced.  A copy of the divorce decree, marital settlement agreement, and Qualified Domestic Relations Order (QDRO) (if any).