Friday, February 6, 2026

Frequently Asked Questions

Health Care

Q. Who is eligible to become a Participant in the Plan?
A. You are eligible to participate in the Plan if you work for an Employer that is required to make contributions to the Health and Welfare Plan for the work you perform and you accumulate 500 hours of covered work within a consecutive 12 month period.  For most Participants, this means working in a position covered by a Collective Bargaining Agreement between the Employer and the Union.
Q.What if I don’t work enough hours to gain eligibility for the month?
A.If you fail to have the required employer contributions to continue Health Care coverage, you may be eligible to make a payment  as a self-pay Employee directly to the Plan, or you may be eligible to continue with COBRA Continuation Coverage.  Please contact the Health and Welfare Fund Office Toll Free at (844)568-6335 or (515) 207-3875 .
Q.How do I maintain my monthly Health Care coverage?
A.You must work at least 300 hours per contribution quarter or 1200 hours over the corresponding 12 month period, make payment as a self-pay Employee, or elect COBRA Continuation Coverage to continue Health Care coverage
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