Sunday, January 25, 2026

Frequently Asked Questions

Health Care

Q. How do I obtain a replacement dental ID card?
A. Please contact the Dental provider that you are enrolled in (Delta Dental or Safeguard Dental).

Delta Dental: 1-800-765-6003
Safeguard Dental: 1-800-275-4638 option #2

If you are enrolled in Delta Dental, you can also print an ID card from their website. Please see the link on the left side of this page.
Q. What documents are required to add a new dependent to my plan?
A.
  • Spouse – Copy of your marriage certificate
  • Domestic Partner – Signed and Notarized Declaration of Domestic Partnership
  • Child or Stepchild – Copy of child’s original birth certificate
  • Child that does not reside in your home – Copy of child’s birth certificate along with copy of Qualified Medical Child Support Order
  • Adopted child - Copy of legal decree of adoption or letter from adoption agency stating the date child was placed in member’s home for purpose of adoption
  • Child for whom you or your spouse/domestic partner is the court-appointed guardian – Copy of legal guardianship documents
Q. Who should I call if I have questions about my eligibility?
A. Please call the Trust Fund Office at 925-208-9997.
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Pension

Q. Who do I notify if my spouse has passed away?
A. If your spouse was retired and receiving a monthly pension check, you must contact the Trust Fund Office immediately at 925-208-9997. If your spouse was not retired, contact the Trust Fund Office regarding possible death benefits. A certified copy of the death certificate will need to be provided.

Q. How do I change either my federal and/or my state of California income tax withheld from my monthly pension benefit?
A.You can have tax withholding changed at any time during the year by completing either a new federal or a new state tax withholding form and mail it to the Trust Fund Office. The appropriate forms are available on this website.

Q. How can I change my direct deposit information?
A. Whenever you have a change in your bank account, a new direct deposit authorization form must be completed. A form is available on this website for your convenience.
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Annuity

Q. May I borrow against my account?
A. No, the Furniture Workers Annuity Trust Fund does not permit participant loans.

Q. Are the employer’s contributions taxable to me?
A. No, employer contributions are not taxable income to you while held in your account. Your account becomes taxable income to you once you receive a distribution from the Plan.

Q. Who is eligible to become a participant of the Plan?
A. All Employees are eligible to participate in the Furniture Workers Annuity Trust Fund upon completion of 500 Hours of Work in a consecutive twelve-month period commencing with a first hour of Covered Employment.
If an Employee works in Continuous Non-Covered Employment, his/her hours of work in such employment shall be counted toward satisfaction of the 500-hour requirement.
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