Saturday, January 24, 2026

Your Health Care Benefits


Your Health Care Benefits

The Board of Trustees is pleased to welcome you to the new website for the International Association of Heat and Frost Insulators & Allied Workers Local # 3 Trust Fund. Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms, useful links, and frequently asked questions regarding your benefits provided by the Plan. As always, please feel free to contact the Benefit Office at (330) 779-8853 if you have any additional questions or concerns.

Medical Benefits

Your medical benefit is provided by Medical Mutual of Ohio. To get the most out of your benefits, it is best to use a provider that participates in the Medical Mutual of Ohio network. To locate a participating provider or for questions regarding benefits and claims, please contact (216) 687-2847. You may also click on the Medical Mutual of Ohio link on the right side of the page to connect to their website.


Dental Benefits

Your dental benefit network is provided by Anthem. Using a participating provider that accepts the Anthem network will ensure that you get the most out of your dental benefits provided by the Plan. To locate a participating provider or for questions regarding your dental benefits and claims, please contact Anthem at (216) 643-0124 or click on the Anthem link on the right side of the page to connect to their website.


Vision Benefits

Your vision benefit network is provided by Union Eyecare. Using a participating provider that accepts the Union Eyecare network will ensure that you get the most out of your vision benefits provided by the Plan. To locate a participating provider or for questions regarding your vision benefits and claims, please contact Union Eyecare at (216) 986-9700 or click on the Union Eyecare link on the right side of the page to connect to their website.


Life Insurance

The Fund has contracted with Mutual of Omaha for the provision of life insurance coverage. As an employee, you are offered basic life/accidental death and dismemberment (AD&D) and supplemental life insurance for yourself. You can only purchase basic life insurance with AD&D for your spouse, and basic life insurance for your dependent child(ren) if you elect basic life insurance for yourself.