An Employee will become a Participant in this Plan as of the first day of the Plan Year following the year in which the Employee works 200 or more Hours.

If you are divorced AFTER you have retired, your pension will not change unless directed by a Qualified Domestic Relations Order (QDRO).  If you are divorced PRIOR TO retiring, what happens to your pension will be dependent upon your divorce decree and any subsequent QDROs received.  You should consult your attorney for a detailed explanation.

Please notify the Fund Office at (866) 553-6559 if you are getting a divorce and submit any Divorce Decrees, Property Settlement Agreements and/or Qualified Domestic Relations Orders.

No.

Pensions can only be assigned to another individual via a Qualified Domestic Relations Order (QDRO).

A retiree or beneficiary may appeal any denial of benefits by submitting a written letter to the Board of Trustees at P.O. Box 549 Troy, MI 48099.

You may request an application at any time up to six (6) months before your desired retirement date.

You must submit birth certificates or other suitable forms of documentation to substantiate your age for you and your spouse (if applicable), along with your marriage certificate, and any divorce decrees with Property Settlement Agreements (if applicable).

Please request a W-4P form from the Fund Office or download from this website under the 'Documents' page and submit to P.O. Box 549 Troy, MI 48099.

Please request a Direct Deposit form from the Fund Office and submit it to P.O. Box 549 Troy, MI 48099.

Please contact the Fund Office at (866) 553-6559 if you do not receive your check after 10 business days have passed.  Also, you may sign up for direct deposit at any time to avoid this issue.

Please submit your address change in writing to P.O. Box 549 Troy, MI 48099.