Health Care
Who is eligible to become a Participant in the Plan?
You are eligible to participate in the Plan if you are:
a. An active Employee reported by your Participating Employer for Social Security purposes; AND
b. Your Participating Employer is contributing to the Plan on your behalf.
2. Temporary Employees, as defined in the applicable Collective Bargaining Agreement, are not eligible for coverage under the Plan.
3. If a Collective Bargaining Agreement or other agreement requiring contributions to this Plan requires that you complete a probationary waiting period before becoming eligible to participate in the Plan, your coverage will begin on the first day of the month following the day you complete your Participating Employer’s probationary waiting period and submit an enrollment form (see Section 1.3, on page 3). See your Collective Bargaining Agreement or Participating Employer for complete details on your probationary period.
How do I maintain my monthly Health Care coverage?
Eligibility will continue as long as you continue working for the contributing employer and the Employer reports and pays the required contributions.
Whom should I call if I have questions about my Health Care eligibility?
Please contact the Benefit Office at 314-656-1084.
Contract Cleaners Service Employees Pension
What is the Pension Plan Year?
The term "Plan Year" shall mean the period of twelve consecutive months commencing on each January 1.
Example: The 2019 Pension Plan Year Starts on January 1, 2019 and ends on December 31, 2019
Am I automatically entitled to a Pension?
No, you must become 100% Vested (or fully vested). You need 5 years Vesting Credit or attain Normal Retirement Date. Before January 1, 1989 the Plan required 10 years of Vesting Service to be fully vested.
What is Normal Retirement Date?
The term "Normal Retirement Date" shall mean the later of the Participant's 65th birth-date or the 5th anniversary of the Date of Participation.
Greater St. Louis Service Employees Pension
How do you become a Participant in this Plan?
You must have been covered by a Collective Bargaining Agreement or Participation Agreement requiring contributions to the Pension Plan to be eligible to participate in the Pension Plan or made Voluntary Contributions under the terms of the Plan. There are no longer any active participants in this Plan. See Section 1.1 on page 1 and Section 2.1 on page 2 of the Summary Plan Description Booklet.
What are my Pension Benefits based on?
Pension Plan Benefits are based on your years of Credited Service. See Section 3.1 on page 3 for the Summary Plan Description Booklet.
How do I become entitled to Pension Benefits?
Full vesting or 100% vested Plan benefits occurred after you had five (5) years of Vesting Service, or ten (10) years of Vesting Service if you didn't have an hour of service after December 31, 1998, or if you are not covered by a Collective Bargaining Agreement upon completing five (5) years of Vesting Service (including three (3) years of Vesting Service after your Employer's Contribution Date). See Section 3.2 on page 3 of the Summary Plan Description Booklet.