Friday, April 17, 2026

Frequently Asked Questions

Pension

Q.How do I become a Participant in the Plan?
A.You become a Participant in the Plan the first day of the month after you have had Employer Contributions made or due on your behalf for at least five calendar months in a Plan Year. Or the June 1st or December 1st following the date you have completed at 1,000 Hours of Service in a period of twelve consecutive months beginning with your Initial Date of Coverage.

Q. I am going through a divorce, what happens to my pension?
A.If you are getting a divorce, your former spouse may be entitled to receive a portion of your pension payments. The Plan must comply with any order issued by the state divorce court that is a Qualified Domestic Relations Order (QDRO). If you or your attorney have any questions or would like assistance before the QDRO is finalized, please contact the Trust Fund Office for a Sample Order and the Plan's Procedures.

Q.Does the Pension Plan affect Social Security benefits in any way?
A.No.

Q.Can pensions be paid or assigned or garnered to others?
A.Your benefit are payable only to you and your designated beneficiaries, except for certain divorce and child support orders as required by law.
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