Health Care

Q.	What documents are required to add a new dependent to my plan?
A.	Spouse – original copy of your marriage certificate Child – original copy of your child’s original birth certificate Child that does not reside in your home – copy of child’s birth certificate along with copy of Qualified Medical Child Support Order. Step-child – original copy of child’s original birth certificate Adopted child – original copy of legal decree of adoption
Q.	When can I choose what plan I would like to enroll in?
A.	When you become eligible for benefits a New Member Packet will be sent to you with information regarding your benefits and the required forms to be completed. You may obtain these forms from the Trust Fund Office.
Q.	What if I don’t work enough hours to gain eligibility for the month?
A.	While you are working, any hours you work over 300 hours per quarter will accumulate in a Reserve Hour Bank up to a maximum of 600 hours to use to maintain your coverage if your work hours fall short or you become unemployed. If you would otherwise lose your eligibility due to insufficient hours and you have used up all of your Hours Bank, then you will be allowed to purchase up to 40 credit hours to maintain your eligibility. You can do this if you had eligibility during any eligibility quarter in the last four eligibility quarters. You must pay the full journeyman contribution rate for the full health and welfare contribution including dental and disability stated in the applicable collective bargaining agreement in effect at the time of your credit hour purchase. Please contact the Trust Fund Office to discuss the full terms and conditions of the Purchase of Eligibility Hours benefit. You may also be eligible to continue coverage by self-pay for all benefits except dental and Special Disability benefits.
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