Tuesday, February 3, 2026

Frequently Asked Questions


Health Care


Q.

Who is eligible to become a Participant in the Plan?

A.

You are eligible to participate in the Plan if you work for an Employer that is required to make contributions to the Health and Welfare Plan for the work you perform. For most Participants, this means working in a position covered by a Collective Bargaining Agreement between the Employer and the Union.

Q.

What if I don’t work enough hours to gain eligibility for the month?

A.

If you fail to have the required employer contributions to continue Health Care coverage, you may be eligible to continue with COBRA Continuation Coverage. Please contact the Trust Fund Office at (702) 415-2189 or Toll Free at (855) 550-1696.

Q.

How do I maintain my monthly Health Care coverage?

A.

You must have employer contributions of a specified amount set by the Plan each MONTH, or elect COBRA Continuation Coverage to continue Health Care Coverage.

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Pension


Q.

How do I become a Participant in the Plan?

A.

If you are eligible to participant in the Plan and your employment commencement date is on or after January 1, 2007, you become a Participant on the first of the month following the month in which you complete at least 1,000 hours of service within a 12-month period. If you leave employment and your participation ends, you must again meet the 12-month requirement. However, your participation will be retroactive to your reemployment commencement date.


Q.

I am going through a divorce, what happens to my pension?

A.

If you are getting a divorce, your former spouse may be entitled to receive a portion of your pension payments. The Plan must comply with any order issued by the state divorce court that is a Qualified Domestic Relations Order (QDRO). If you or your attorney have any questions or would like assistance before the QDRO is finalized, please contact the Trust Fund Office for a Sample Order and the Plan's Procedures.


Q.

Does the Pension Plan affect Social Security benefits in any way?

A.

No.

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