Wednesday, May 12, 2021

Your Annuity Benefits


Your Annuity Benefits

The Board of Trustees are pleased to welcome you to the new Annuity website for the Western States Insulators and Allied Workers' Individual Account Plan. Within this website, you will now have access 24 hours a day, 7 days a week to commonly requested forms, useful highlighted links, and frequently asked questions regarding your benefit information. As always, please feel free to contact the Benefit Office at (800) 320-0184 if you have any additional questions or concerns.

About Your Annuity

The Western States Insulators & Allied Workers’ Individual Account Plan (IAP) is managed by a Board of Trustees comprised of both union and employer representatives. This website provides Participants with online access to complete information about your Independent Account Plan.

You should file a Retirement Application well in advance of the date you expect to receive your benefit. You may request an Application from the Benefit Office, as well as seek assistance in the application process. Early filing will help you to avoid a delay in the processing of your application and the payment of the benefits.

The Western States Insulators and Allied Workers’ Individual Account Plan is administered by BeneSys. MassMutual handles the individual record keeping and plan investments. Access the MassMutual website to view your account details.

MassMutual RetireSmart

Toll Free: 1-877-474-5016

Between 8:00 a.m. and 8:00 p.m. ET
Website: www.retiresmart.com

Reference Contract Number: 609853

You determine how your account is invested by choosing amongst a wide range of investment options. You can change the way your account balance is invested or change the way new contributions are being invested at any time. Changes can be made online, at www.retiresmart.com.

For more information regarding your Individual Account Plan benefits, please refer to the Frequently Asked Questions and Documents page. As always, you can also contact the Benefit Office at (800) 320-0184 if you have any additional questions