Sunday, September 15, 2024

Frequently Asked Questions


Health Care


Q.

Who is eligible to become a Participant in the Plan?

A.

You are eligible to participant in the Plan.  If you work for an Employer that is required to make health and welfare contributions to the Plan for work you perform.  For most Participants, this means working in a position covered by a Collective Bargaining Agreement. 

Q.

What if I don’t work enough hours to gain eligibility for the month?

A.

If you fail to have the required employer contribution to continue Health Care coverage, you may be eligible to continue with COBRA Continuation Coverage.  Please contact the rust Fund Office at 844-492-9159.

Q.

How do I maintain my monthly Health Care coverage?

A.

You must have an employer contribution submitted on your behalf each month or elect COBRA Continuation Coverage.  Please contact the Trust Fund Office at 844-492-9159.

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Annuity


Q.

When do I become eligible for benefits?

A.

You become a Participant after having worked either 1,000 hours of covered employment within any twelve (12) consecutive months or having had employer contributions made on your behalf for four months within any twelve consecutive month period.


Q.

When can I start Participating in the Plan?

A.

A Covered Employee shall begin participation in the Plan on the first day of the month following the earlier of (i) completion of at least 1,000 Hours of Service within any twelve consecutive months, or (ii) qualification for at least four months of Employer Contributions within any twelve consecutive months.


Q.

What is a Plan Year?

A.

The twelve (12) consecutive month period commencing on January 1 and ending on December 31.

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