| Q. |
Who is eligible to become a
Participant in the Plan? |
| A. |
Any person employed by an
Employer and covered by a Collective Bargaining Agreement or other written
agreement. You must be working or actively seeking work in Covered
Employment; you must have accumulated $1,000 in your account or have paid the
self-payments to the Contract Administrator on or before the 24th day of the
month; and you must complete the necessary enrollment forms as provided by
the Plan Administrator. |
| Q. |
How are the contributions
allocated to my account? |
| A. |
Contributions made to the Plan on your behalf will be
divided between your accounts will depend on the medical coverage level, if
any, you are receiving from the Plan.
After you have accumulated Contributions in your Health Care Account
of at least $1,000, Contributions (less any administrative fee) will be
credited to your account as they are received by the Plan from your
Employer. The following summarizes the
percentages in which your Contributions will be allocated between the Health
Care and Wage Accounts: |
|
Medical Coverage Level Health Care Account Wage Account |
|
Member Only 50%
50% |
|
Member + Spouse 80%
20% |
|
Member + Child(ren) 80%
20% |
|
Member + Family 90%
10% |
|
No Coverage (opt-out) 20%
80% |
| Q. |
What if I don’t work enough
hours to gain eligibility for the month? |
| A. |
If you are eligible for medical
coverage for the upcoming month, (that is you have least $1,000 in your
Health Care Account), but the amount in your Health Care Account is not
enough to cover the monthly charge for medical coverage without causing the
amount in your Health Care Account to go below $1,000, the monthly statement
will tell you the amount that you must self-pay in order to continue medical
coverage. |