| Q. |
| A. | Although, the Administration office makes every effort to ensure that your monthly benefit arrives on time, sometimes it is possible that the delivery of your check is delayed beyond reasons out of our control. There is a possibility that your check gets lost in the mail processing. If for any reason, you do not receive your check by the 10th day of the month, you must contact the Administration Office so that a replacement check can be mail to you.
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| Q. |
| A. | You can change your direct deposit information by completing a new Direct Deposit Form which can be obtained from the Administration office or downloaded from the website. Once this form is completed, you must return it to the Administration office for implementation.
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| Q. |
| A. | You can change your tax withholding as often as you wish by completing a new W4-P which can be obtained from the Administration office or downloaded from the website. Once this form is completed, you must return it to the Administration office for implementation.
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| Q. |
| A. | The Administration office will need photocopies of the birth certificates for you and your spouse, copy of your marriage license, copy of photo identification for you and your spouse. If you were divorced, you will also be required to submit a copy of the final judgment in your marital dissolution with any copies of the marital property settlement agreement.
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| Q. |
| A. | Upon receipt of your application for benefits, the Administration will review your application to ensure it is complete. If for any reason, the application is not complete, the Administration Office will contact you and request any additional documentation. Upon receipt of the additional information the Administration will process your initial payment as soon as administrative feasible. If your application for benefits is submitted more than one (1) in advance prior to your effective date of retirement, the Administration office will retain your paperwork until the month in which your pension becomes effective.
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| Q. |
| A. | You can request an application for retirement any time during the 180 days prior to your expected retirement date but in no event, not later than the last working day of the month prior to the month in which you want to retire with this Plan.
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| Q. |
| A. |
For your protection, all address changes must be submitted in writing.You can change your address in one of two ways:
- Mail or fax a letter to the Administration Office with your new address or
- Complete the Address Change Form located on the website for your convenience.
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| Q. |
| A. | You can contact the Pension Department by calling 888-208-0250 and request that an estimate be mailed to you. If you are married, you will be required to submit your spouse’s information so that an estimate could be provided with all the Joint & Survivor options available to you. Additionally, if you have been divorced previously, you must submit a copy of your final divorce decree to the Pension Department.
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| Q. |
| A. | No, this is a Defined Benefit Pension Plan which provides you, the participant, a monthly benefit payable for your lifetime.
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| Q. |
| A. | If your former spouse is awarded a portion of your earned benefit through the Plan, it will necessary that you and your spouse complete a Qualified Domestic Relations Order (QDRO) so that the Plan can pay benefits to your former spouse. We strongly recommend that you or your attorney submits any proposed QDRO to the Administration for review by Legal Counsel before it is file with the Court House. You may also contact the Administration Office and request that a Sample QDRO be provided to you.
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