If you work under a Collective Bargaining Agreement requiring Contributions to the Pension Plan, you became a participant starting with the first Plan Year in which you were credited with 200 hours of work in Covered Employment.  Once you become a   "Plan Participant" your participation will continue in the Plan until you either retire, die, or incur a "Break-in-Service."

Your pension may be subject to division as part of the divorce settlement. This is typically handled through a Qualified Domestic Relations Order (QDRO).

No, receiving a pension does not affect your eligibility for Social Security benefits.

Pension benefits are typically protected from creditors and cannot be assigned or garnished, except under specific circumstances like IRS tax levies or QDROs.

Yes, retirees or beneficiaries can appeal if benefits are denied. The process and timeframe for appeals are detailed in the plan's Summary Plan Description (SPD).

Please contact the Pension office no later than 90 days prior to your desired retirement date.

You may need to submit documents such as Photo Id, Copy of Birth Certificate,  marriage certificate or Divorce Decree.

You would need to complete and submit a new tax withholding form (such as a W-4P ) to the Fund office.

Complete a form provided by the Fund office to update your direct deposit information, including the new bank account details.

Contact the Fund office immediately to report the issue. They will guide you on the next steps, such as issuing a replacement check.

Please contact the Pension office to update your address.  

The Fund Office requires a complete copy of the filed Divorce Decree and any other agreements.