Health Care
Who is eligible to become a Participant in the Plan?
Any Employee working under the jurisdiction of a Participating Union, any Employee of a Participating Union, full-time Office, Official or Supervisory Employees of a Participating Employer (providing such Participating Employer has executed an Agreement assenting to participate), and any member of a Participating Union may become eligible by virtue of meeting the eligibility requirements set forth below. Once an Employee or union member is eligible to participate, he may enroll his spouse and eligible Dependents.
What if I don’t work enough hours to gain eligibility for the month?
If you do not work at least the required hours in the Work Period according to the chart above, then the next test would be the 4-Quarter Look-Back provision of 1040, 1500, 940 or 700 hours. If there is still an hours shortage, then the hours shortage may be taken from the Hour Bank, if any. If you do not have enough hours in the Hour Bank, then you may make the required Self-Payment for the hours differential as described in section II.D.2 in the SPD based upon which of the three plan options in which you have elected to enroll.
How do I maintain my Health Care coverage?
To maintain eligibility in succeeding Benefit Periods, you must meet either the Work Period Hours Requirement for the specified Work Period, or the 4-Quarter Look-Back Hours Requirement as set forth in the chart below:
Bricklayers Pension
How do I become a Participant in the Plan?
If you work under a Collective Bargaining Agreement requiring Contributions to the Pension Plan, you became a participant starting with the first Plan Year in which you were credited with 200 hours of work in Covered Employment. Once you become a "Plan Participant" your participation will continue in the Plan until you either retire, die, or incur a "Break-in-Service"
I am going through a divorce, what happens to my pension?
Your pension may be subject to division as part of the divorce settlement. This is typically handled through a Qualified Domestic Relations Order (QDRO).
Does the Pension Plan affect Social Security benefits in any way?
No, receiving a pension does not affect your eligibility for Social Security benefits.
Building Trades Pension
If you work under a Collective Bargaining Agreement requiring Contributions to the Pension Plan, you became a participant starting with the first Plan Year in which you were credited with 250 hours of work in Covered Employment or a combined 1,000 hours in Credited and Non-Credited Employment for a contributing employer. Once you become a "Plan Participant" your participation will continue in the Plan until you either retire, die, or incur a "Break-in-Service."
Annuity
When do I become eligible for benefits?
You become eligible for normal retirement benefits at age 57 or older. In-service distributions are permitted for Erie Plan Participants aged 59 1/2 or older with 10 years of service credit.
When can I start Participating in the Plan?
You are eligible to participate in the plan on the date of your employment with a contributing employer.
What is a Plan Year?
The Plan Year for the Three Rivers Annuity Fund runs from January to December.