Saturday, April 4, 2026

Frequently Asked Questions

Health Care

Q. When do I become eligible for health benefits?
A. Initial eligibility is reached when no less than 140 work hours in two months have been contributed in your behalf. The commencement date of your benefit will be on the first day of the second month following the month in which the initial eligibility requirement was met. For example: you received 140 hours for April and May. Your date of eligibility would be July 1 and you will remain eligible based on those hours of work and employer contributions for the months of July and August.
Q.What if I don’t work enough hours to gain eligibility for the month?
A.If you fail to have the required employer contributions to continue Health Care coverage, you may be eligible to continue with COBRA Continuation Coverage. Please contact the Benefit Fund Office at: (800) 622-0547 for more information.
Q.How do I maintain my monthly Health Care coverage?
A.You must have an employer contribution submitted on your behalf each month or elect COBRA Continuation Coverage and submit a self payment to continue Health Care coverage.
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Annuity

Q. When do I become eligible for benefits?
A.Once you accumulate 80 work hours in one month, your employer will begin making contributions on your behalf and eligibility will begin the second month following. For example, John begins working and accumulates the 80 work hours in the month of January. John's employer will make a contribution on his behalf for the work month of January. John’s insurance will begin on March 1

Q.When can I start Participating in the Plan?
A.You start participating when you begin working for Employers covered by either a Collective Bargaining Agreement or Subscriber Agreement or the Union that requires them to make contributions to this Annuity Plan on your behalf. There are no minimum service requirements to become a Participant and you remain a Participant as long as the Annuity Plan holds an Individual Account for you. Contributions to the Plan are always 100% vested.

Q.What is a Plan Year?
A.The Plan Year is January 1st through December 31st.
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