Sunday, October 17, 2021

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  • Your Benefits Resourse
    Effective January 1, 2021 Medicare Retirees, Surviving Spouses of Medicare Disabled Retirees will be eligible to receive a Health Reimbursement Arrangement (HRA). You can view your HRA balance at: Click Here . Please refer to the HRA Reimbursement Form and Plan Document under the "Health Care Documents" tab.








    Dear Participant,


    You recently received two separate documents regarding your loss of coverage for the fourth quarter. We realize that the documentation may have been confusing, and this letter is to clarify what you need to do to in order to continue coverage.  As specified in the Summary of Material Modification that was sent to you in July, the following changes were made.


    Eligibility Rules for Active Participants and Self-Payment Changes Effective October 1, 2020


    The Board of Trustees has changed the eligibility requirements to remain on the Plan, self-payment provisions and free- quarter provisions of the Plan effective October 1, 2020. The specific changes are described below.


    Suspension of Self-Payment and Free-Quarter: The current self-payment provisions and free-eligibility quarter provisions of the Plan are suspended effective October 1, 2020.  The Trustees will review the feasibility of reinstating these provisions for you in the future as finances of the Trust allow.


    New Eligibility Requirements to Remain on the Plan: The eligibility requirements to remain on this Plan will change from a minimum of $1,550 per quarter to $3,600 per quarter starting with coverage effective October 1, 2020. If you do not meet the eligibility requirements of the Plan but want to continue coverage through the Trust, you may elect COBRA coverage which will cost $1,200 per month for you and your family members.  If you do not have the minimum Employer contributions paid on your behalf, the difference between $3,600 and the amount paid will be applied to your COBRA coverage if you elect to continue coverage.


    Referring back to the letter you received, to elect to continue coverage, please complete the COBRA election form and return it with your payment.  COBRA allows you 60 days to elect COBRA but please keep in mind that you will not have coverage until you make a payment going back to the date you lost coverage.  You do not have to pay for the entire quarter all at once.  You can make a monthly payment divided into equal thirds to continue coverage. The payments that you will be making are now COBRA payments.  They are due prior to the 1st day of the covered month, meaning your monthly or quarterly COBRA payment is due September 30, 2020 for October, November, December coverage. Please disregard the due date of Sept 20, 2020 and the free quarter option as this has been suspended.