You will become a Participant in the Plan on the earliest June 1 or December 1 following a 12-month period during which you work at least 500 hours of Service in Covered Employment.

If you are getting a divorce, your former spouse may be entitled to receive a portion of your pension benefits.  The Plan must comply with any Order (Qualified Domestic Relations Order) issued by the Court.  If you or your attorney have any questions or would like assistance prior to the QDRO being finalized, please contact the Trust Fund office.

No.

Your benefits are payable to you only or your Designated Beneficiary(s) except for certain divorce or child support orders as required by law.

Yes. If you wish to appeal a denial of your application, you must file a written appeal with the Plan Administrator.  You have sixty (60) days following receipt of the written notice of denial. You have one-hundred and eighty (180) days following receipt of the written notice of denied Disability application.

Please file your application within ninety (90) days of the date you would like your benefits to commence.

The Trust Fund office will require photocopies of the birth certificate and current photo identification for you and your spouse, along with a copy of your marriage certificate. If you are divorced, you will also be required to submit a copy of the final court-filed Judgement with copies of any and all Property Settlements and Qualified Domestic Relations Orders.

You may change your tax withholding as often as you wish by completing a new W4-P form which can be obtained at the Fund office or downloaded from the website.  Once the form is completed, please return it to the Fund office for implementation. Please have the completed form to the fund office prior to the 15th of the month to ensure it is effective for the following month.

You may change your direct deposit information by completing a new Direct Deposit form which can be obtained from the Fund office or downloaded from the website.   Please have the completed form to the Fund office prior to the 15th of the month to ensure it is effective for the following month.

The Fund office makes every effort to ensure that your monthly benefit arrives on time, however sometimes the check is delayed beyond our control.  If you do not receive your check by the 10th of the month, you must contact the Fund office so that a replacement check can be mailed to you.  Please contact the Fund office if you are interested in receiving your monthly pension via direct deposit and our office can send you a direct deposit form.

For your protection, all address changes must be submitted in writing. You can change your address in one of two ways: 

Mail or Fax a letter to the Fund office with your new address;

Complete an Address Change form located on the website and mail or fax to the Fund office for processing