Vacation is a bi- yearly payout around November 15th for October deposit closing. It's for prior year from October to September work months. There is a second vacation payout on February 15th for any late contributions for the same work month period that was received in November to January deposit dates.

No, funds cannot be withdrawn prior to the bi-annual payout.

Yes, a spouse or designated contact may contact the Benefit Office for any of your balances.