Sunday, February 1, 2026

Frequently Asked Health Care Questions


Q. How do I update my address?
A. Please contact the benefit office at (888) 522-3701.
Q. Who is eligible for coverage under my plan?
A. Legal Spouse, Natural Children, Step-children and Adopted children can be covered on your policy.
Q. How do I add a spouse or New baby to my policy?
A. You will need to notify the Benefit office at (888) 522-3701. You will also need to provide us a copy of marriage license or birth certificate to add children. You will need to complete a vital information form and Authorization for protective health form. You can request these from the benefit office, or print them off of this web site.
Q. How do I attain eligibility under the Health care plan?
A. To initially become eligible for Health and Welfare, you must have 120 Hours in contributions. You will then become eligible the first day of the following month that the 120 hours are credited. Once you pass initial eligibility, you will remain eligible for 3 months.
Q. How do I reinstate my coverage?
A. To reinstate you must have 350 hours in contributions within in 3 months. Or if you were eligible once during the last 24 months and have at least 275 hours in contributions, you will be allowed to take the difference of 350 hours needed and multiple by the current rate, (which is currently $7.89) You will receive a self-pay notice.
Q. How do I maintain my monthly Health Care Coverage?
A. You must have 350 hours in each quarter. The quarters are a rolling quarter, which means the current contribution will be added to the previous 2 month’s contributions.
Q. How do I make payments toward the continuation of my Health care Coverage?
A.If you are eligible for self-payment, you will receive a self- pay notice. The payments need to be mailed to:
Plumbers & Pipefitters Local 502 Health and Welfare Trust Fund
4330 Crittendent Drive, Suite B
Louisville, KY 40209
Q. Will my child(ren) who is/are 19 through 26 be covered under my plan?
A. They can remain covered on the plan till their 26th birthday. Their coverage will terminate at the end of the month, that they turn 26.
Q. What life altering events do I need to contact the fund office about?
A. You need to notify the fund office at (888) 522-3701 if you have any of the following changes:
  • Change addresses or phone numbers
  • you get married
  • have a newborn
  • get divorced
  • death of eligible dependent
Q. How do funds get added to my HRA and what can I use my HRA for?
A. Your Health Reimbursement Account (HRA) can be used to receive reimbursement for out of pocket Medical, Dental, Vision and Prescription expenses that were not covered by the insurance companies. HRA claim forms can be located on the web site with further instructions. Your HRA account if funded by Employer contributions, according to plan rules.
Q. How do I inquire about the status of my HRA Claims?
A. Contact the Benefit office at (888) 522-3701
Q. Do I have to pay more for family coverage?
A. No, the premium is the same for single or family coverage for active members.