| Q. |
| A. | As early as age 55 |
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| Q. |
| A. | Complete a pension application and declaration form. The forms can be found at NW Plan Services. |
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| Q. |
| A. | Typically your retirement application will be processed within 30 days unless special circumstances require an extension. You may contact NW Plan Services to check the status of your application anytime |
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| Q. |
| A. | No. This Plan is funded through employer contributions and does not permit employee contributions. |
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| Q. |
| A. | You may qualify for Disability Benefits if you are totally and permanently disabled. If you become disabled you may also be eligible for benefits from the Health and Welfare Plan. |
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| Q. |
| A. | To add your spouse as a beneficiary, complete a new beneficiary form and send it to NW Plan Services, Inc. To add your new spouse to your health plan, please refer to the “I’m getting married” Health & Welfare FAQ. |
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