The Stone and Marble Masons of Metropolitan Washington, D.C. Health and Welfare Fund

Sunday, October 6, 2024

*User Name:

*Password:

Create an Account Forgot Login Details?

Stone and Marble Masons of Metropolitan Washington, D.C.

Home > FAQ

Frequently Asked Questions

Health Care

Q.	Who is eligible to become a Participant in the Plan?
A.	If you are an Employee within the jurisdiction of the Stone and Marble Masons of Metropolitan Washington, D.C. Health and Welfare Fund and employed by a participating Employer who has signed a Collective Bargaining Agreement with the Union, you will become eligible for benefits with the required hours.

Q.	What if I don’t work enough hours to gain eligibility for the month?
A.	If your benefits have been terminated you will again become eligible for benefits on the first day of the month following any period within the preceding twelve months in which you have been credited with at least 950 hours of employment, for which contributions have been made by one or more contributing Employers. Periods of proven disability up to a maximum of twelve months are not counted as periods of unemployment and you can be credited with 8 hours for every week day that you are receiving Weekly Accident and Sickness (A&S) Benefits from the Fund. If you exhaust your A&S benefits, but continue to be disabled or are receiving Workers' Compensation benefits, you will continue to be eligible up to a maximum of twelve months by being credited with 8 hours for each week day that you continue to be disabled, with proof of continued disability.

Q.	How do I maintain my monthly Health Care coverage?
A.	You and your qualified dependents will continue to be eligible for benefits from month-to-month provided you continue to be credited with no less than 950 hours of employment during the twelve consecutive months preceding the first of each month.
More...

Pension

Q.	I am going through a divorce, what happens to my pension?
A.	If you are divorced AFTER you have retired, your pension will not change unless directed by a Qualifed Domestic Relations Order (QDRO). If you are divorced PRIOR TO retiring, what happens to your pension will be dependent upon your divorce decree and any subsequent QDROs received. You should consult your attorney for a detailed explanation.

Q.	Does the Pension Plan affect Social Security benefits in any way?
A.	No.

Q.	Can pensions be paid or assigned or garnered to others?
A.	Pension can only be assigned to another individual via a Qualified Domestic Relations Order (QDRO).
More...