Health Care
Who is eligible to become a Participant in the Plan?
What if I don’t work enough hours to gain eligibility for the month?
How do I maintain my monthly Health Care coverage?
Pension
How do I become a Participant in the Plan?
You are considered eligible to participate in this Plan on the date an Employer is first required to make contributions for fringe benefits on your behalf under a collective bargaining agreement (CBA) or under the terms of employment by the Union.
I am going through a divorce, what happens to my pension?
Generally, your benefit is not assignable unless there is a court-ordered payment to a former spouse. For these payments, a Qualified Domestic Relations Order (QDRO) is required. You may request a copy of these procedures from the Fund Office. Please note, benefit payments will not be paid if there is a QDRO required.
Does the Pension Plan affect Social Security benefits in any way?
No, however the Plan does offer a 'social security leveling' option. This option does not affect the amount of your social security benefit, but it adjusts the benefit from the Pension Plan to provide for a uniform combination amount of the period of benefit payments. You may request more information on this option at the time of retirement.
Annuity
When do I become eligible for benefits?
When can I start Participating in the Plan?
As an eligible Employee, you may authorize Employers to withhold an amount per hour from your wages. These elective deferrals are sometimes called "401(k) contributions."
What is a Plan Year?
The Plan Year is June 1 through May 31.