If you are employed under a collective bargaining agreement between your employer and a participating Local Union which requires employer contributions to be made to the Plan on your behalf, you become a participant in the Plan on the first day for which such contributions are made or are required to be made. A new participating employee may make an initial investment election within 30 days of entering the Plan.

You will need to complete an Employee Elective Contribution Form and a beneficiary form. Click here to obtain those forms.

After completion of your Elective Contribution Form, you should return it to your employer. Your original signed beneficiary form may be returned to Benesys.

You are 100% vested after your first dollar contribution.

Yes. Participating employees may elect to contribute a portion of their wages to the Plan, on a pre-tax basis in addition to the collectively bargained employer contributions. The amount you may contribute ranges between $.50 and $8.00 per hour

Quarterly. Statements are mailed by the 15th of the month after the end of each quarter

You may monitor on your account on a regular basis by logging onto the Standard website. You may also utilize this site to change your investment options and allocations. Forms are not necessary to change your allocations (after your initial election as a new member of the plan). You may change your allocations online or via a phone call to Standard's customer service. If you lose or forget your PIN, you may contact Standard and they will send your PIN via USPS.

Benefits are payable to a participating employee due to early retirement (age 55), normal retirement (age 65), permanent disability, termination of employment (you must be without any contributions for a minimum of six (6) months), or death. See your plan booklet for additional details.

You must complete and submit an application form to apply for any type of withdrawal or roll over from your Plan. Your completed application form (with supporting documentation) is mailed to Benesys for approval. Once approved, your paperwork is forwarded to The Standard for distribution of funds. To obtain the forms necessary to access your funds click here.

Yes, please refer to your Plan Booklet.