| Q. |
| A. | Contact the benefit office at least 90 days
prior to your desired retirement date to request a retirement application
packet. Retirement dates are always the
first day of any month. At a minimum,
you will be asked to fill out the application forms and to provide photocopies
of your birth certificate, spouse's birth certificate and your marriage
certificate (if married and the Joint & Survivor Annuity is selected.) |
|
| Q. |
| A. | A Participant may elect “Early
Retirement” as early as the first day of any month on or after reaching age 55.
Should you elect to retire and draw benefits before reaching age 65, the amount
of your monthly pension benefit will be reduced for each month that your early
retirement date precedes your normal retirement date. |
|
| Q. |
| A. | Should you elect to retire and
draw benefits before reaching age 65, the amount of your monthly pension
benefit will be reduced for each month that your early retirement date precedes
your normal retirement date. |
| More... |