You are eligible to participate in the Plan if you work for an Employer that is required to make contributions to the Health and Welfare Plan for the work you perform. For most Participants, this means working in a position covered by a Collective Bargaining Agreement between the Employer and the Union.

If you fail to have the required employer contributions to continue Health Care coverage, you may be eligible to make payment as a self-pay Employee directly to the Plan or you may be eligible to continue with COBRA Continuation Coverage. Please contact the Trust Fund Office at (702) 415-2191.

You must have an employer contribution submitted on your behalf each month, or make payment as a self-pay Employee, or elect COBRA Continuation Coverage to continue Health Care coverage.

You will become eligible to receive payment of your Accumulated Share under the following circumstances:

• You reach age 55
• Death prior to Retirement
• Become entitled to Social Security Benefit under Title II of the Social Security Act; or Separate from service for six (6) consecutive months in which you had less than one hundred sixty (160) hours.

Participation in the Plan begins after the first hour of Covered Employment.

Any Individual Account of a Participant under this Plan shall be 100% vested immediately.