You are employed for an employer required to make contributions to the plan on your behalf by a collective bargaining agreement with Local 367 or Local 375, both of the United Association of Journeymen and Apprentices of the Plumbing and Pipefitting Industry AFL- CIO, or a special agreement. 

In most cases, the court will divide your pension by using either a Qualified Domestic Relations Order (QDRO), depending on the type of pension. If your former spouse is awarded a portion of your earned benefit through the Plan, it will be necessary that you and your spouse complete a Qualified Domestic Relations Order (QDRO) so that the Plan can pay benefits to your former spouse. You may contact the Benefit Office and request that a sample QDRO be provided to you.

Pension payments, annuities, and the interest or dividends from your savings and investments are not earnings for Social Security purposes. You may need to pay income tax, but you do not pay Social Security taxes.

No. Pensions cannot be assigned to a third party. The only exceptions are for payments in accordance with a "Qualified Domestic Relations Order," or on the death of the Participant to a designated beneficiary.

Yes. Any retiree or beneficiary denied a benefit has the right to appeal to the Trustees. Please see the Summary Plan Description for more information. 

You can request an application for retirement any time during the 180 days prior to your expected retirement date.

The Trust Office will need a copy of your birth certificate and for married participants the Trust Office will need a copy of your spouses birth certificate and marriage certificate. If divorced the Trust Office will need all divorce decrees and/ or Qualified Domestic Relations Order. 

You can change your tax withholding as often as you wish by completing a new W4-P which can be obtained from the Benefit Office or downloaded from the website. Once this form is completed, you must return it to the Benefit Office for implementation.

You can change your direct deposit information by completing a new Direct Deposit Form which can be obtained from the Benefit Office or downloaded from the website. Once this form is completed, you must return it to the Benefit Office for implementation.

Although, the Benefit Office makes every effort to ensure that your monthly benefit arrives on time, sometimes it is possible that the delivery of your check is delayed beyond reasons out of our control. There is a possibility that your check gets lost in the mail processing. If for any reason, you do not receive your check by the 10th day of the month, you must contact the Benefit Office so that a replacement check can be mail to you.

It is important that you get your mail from us.  So let us know where you are.  Simply contact us via email or mail, we may change our records. If you are already retired and receiving your benefit, we will only change your address after receiving a written request from you.  Therefore you must mail your change of address to us. 

Please call the Benefit Office and advise the Pension Department that you are getting a divorce or have already gotten divorced. You will also need to submit a FULL copy of your Dissolution of Marriage Judgment, QDRO (Qualified Domestic Relations Order).