Thursday, February 5, 2026

Frequently Asked Questions


Healthcare

Q. Who are my eligible dependents?
A.
  • Your lawful spouse
  • Your natural children up to age 26
  • Your legally adopted children up to age 26
  • Your step-children up to age 26
  • Your adopted child
  • Your child the court or an administrative agency requires you to cover through a Qualified Medical Child Support Order (QMCSO)

Note: A dependent who is in the service of the armed forces is not an eligible dependent

Q. How do I maintain my monthly health care coverage?
A. After initially qualifying for benefits, you will remain eligible until you lose eligibility for one of the reasons specified in Question 4.
Q. When will my eligibility terminate (Loss of Eligibility)?
A. Your eligibility will terminate on the earliest of the following dates:
  1. The date your employer ceases to provide coverage in this plan under a collective bargaining agreement.
  2. Date you enter the armed forces full-time.
  3. End of the (following or 2nd) month you quit, are discharged or retire.
  4. End of the (following or 2nd) month following your lay-off, leave of absence or disability.
  5. Date plan is terminated or particular benefit/coverage is terminated.
  6. End of the (following or 2nd) month following a Total Disability extension.
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Pension

Q. How do I become a Participant in the Plan?
A. By being an employee working in a classification requiring contributions on your behalf as provided in the Collective Bargaining Aggreement between your employer and the I.B.E.W. Union Local 1710 (the “Union’), you are eligible for participation.
Q. If I become divorced what happens to my pension benefit?
A. That is determined by the Final Judgment forwarded to the Trust Fund.
Q. Whom should I contact if I’m going through a divorce and what documents do I need to submit?
A. You must furnish the Trust Fund with the Final Judgment of your dissolution along with any and all attachments it may have.
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