Wednesday, May 29, 2024

Frequently Asked Questions


Health Care

Q. Who is eligible to become a Participant in the Plan?
A. You are eligible to participate in the Plan if you work for an Employer that is required to make contributions to the health and welfare Plan for the work you perform. For most Participants, this means working in a position covered by a Collective Bargaining Agreement between the Employer and the Union.
Q.What if I don’t work enough hours to gain eligibility for the month?
A.If you fail to have the required employer contributions to continue Health Care coverage, you may be eligible to continue with COBRA Continuation Coverage. Please contact the Trust Fund Office at (702) 415-2188.
Q.How do I maintain my monthly Health Care coverage?
A.You must have an employer contribution submitted on your behalf each month or elect COBRA Continuation Coverage and submit a self payment to continue Health Care coverage.
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Pension

Q.How do I become a Participant in the Plan?
A. In order to become a Participant in Plan A, you must have at least 1,000 Hours of Service in a period of 12 consecutive months beginning with your initial date of employment in the geographical area covered by Plan A and in a job of the type for which the Employer must make contributions to this Pension Trust Fund under a Collective Bargaining Agreement or other written agreement (“Covered Employment”). You will become an active Participant in Plan A on the January 1 or July 1 next following the end of such 12 month period.
Q. Does the Pension Plan affect Social Security benefits in any way?
A.No .
Q. Can pensions be paid or assigned or garnered to others?
A.For the protection of the person or persons you want the Plan’s death benefits to go to, be sure that you have made your designated Beneficiary known to the Trust Fund Office by using the proper Beneficiary Designation form.
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Annuity

Q. When can I start Participating in the Plan?
A.Employers contribute to Plan B on behalf of each employee who performs work covered by the I.B.E.W. Local Union No. 357 Collective Bargaining Agreement or other agreement that obligates them to contribute to Plan B. To become a Participant in Plan B, an employee must perform work covered by a Collective Bargaining Agreement or other applicable agreement.
Q.What is a Plan Year?
A.The calendar year is the plan year.
Q.Do I need to do anything to enroll in the Plan?
A.No. Once you become an employee and perform work covered by the I.B.E.W. Local Union No. 357 Collective Bargaining Agreements, you are automatically enrolled in the Plan. .
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