Wednesday, February 4, 2026

Defined Contribution Documents

Retirement Education Meeting Materials for February 22, 2025
Retirement Education Meeting Materials for February 22, 2025
Retirement Webinar Presentation Defined Benefit Pension Plan (Part A) February 2025
Retirement Webinar Presentation Defined Contribution Plan (Part B) February 2025
Raymond James DC Education Book
Retirement Seminar Booklet February 2025 - BeneSys
Formal Plan Rules and Amendments
Formal Plan Rules and Amendments
Restated Plan Document Revised November 01, 2021
Amendment 1 - Definitions Update January 01, 2022
Amendment 2 - Partial Balance Transfers December 06, 2021
Amendment 3 - Claims & Appeals Procedures March 2022
Amendment 4 - Annual Requirements & Self-Certification for Hardship January 01, 2023
Amendment 5 - Loan Program Changes
Amendment 6 - Mandatory Distribution January 01, 2024
Amendment 7 - Hardship Limitation and 60-63 Catch-Up Contributions July 1, 2024
SPDs and SMMs
SPDs and SMMs
Summary Plan Description + Insert January 01, 2022
SMM - End to Temporary Suspension of Participant Deadlines May 2023
SMM - DB Amendment 5, DC Amendment 4 August 2023
SMM - Amendment 5 October 2023
SMM - New Hardship Limits June 2024
SMM - Amendment 7 December 2024
SMM - Amendment 8 December 2025
Useful Information and Important Notices
Useful Information and Important Notices
DC Change to Default Investment Option
Annual Expenses Notice October 2023
Annual Federal Tax Notice 2023
Annual Notice re Default Investment Option (QDIA) November 2021
Remittance Address Change Eff 07-01-2021
Summary Annual Report 2024
Safe Harbor Explanation April 2022
E-Delivery Consent 2023
End of Executive Order eff 03-01-2023
February 28, 2026 Retirement Webinar Invitation - Click QR Code to Register
NWPS (KandG) - Tour of Your Retirement Website
NWPS (KandG) - Your Retirement Website Quick Access Guide
Retiree Coffee Club Enhanced Benefit Credit & DC Overview September 2024
Forms and Applications
Forms and Applications
Change of Address Form
Direct Deposit Form
Loan Application
Loan Grace Period Election Form
Defined Contribution Application for Distribution
Defined Contribution Application for Monthly Disability Benefits
Defined Contribution Hardship Distribution Application
Defined Contribution Retiree Application for Distribution
Self Direct Waiver Form
Self-Payment Deduction Form
Beneficiary Designation Form - Defined Contribution
Investment Election and Allocation Form
401K Deferral Election Form 2025 (Submit to Local Union)
ROTH 401k Deferral Form