IMPORTANT NOTICE REGARDING YOUR HEALTH INSURANCE
PLEASE READ CAREFULLY!
Re: Plumbers and
Steamfitters Local #486 Medical Fund Open Enrollment–2026
Dear Participant:
This notice contains important information about the
Plumbers and Steamfitters Local #486 Medical Fund (the Fund) and the
upcoming Open Enrollment period for your 2026 benefits. Please read the entire
letter and enclosed documents carefully, as they contain crucial information
about the benefits and costs.
The Fund will host two open enrollment in-person meetings
for you to attend. Below are the details:
Dates: Friday,
October 3, 2025, from 5:00 P.M. until 8:00 P.M.
Friday,
October 10, 2025, from 5:00 P.M. until
8:00 P.M.
Location: Plumbers
and Steamfitters Training School
1201
66th Street
Rosedale,
MD 21237
OPEN ENROLLMENT PERIOD
Open Enrollment will run through November 30, 2025.
If you wish to make any changes to your coverage, your completed enrollment
application must be postmarked by November 30, 2024. All changes will be
effective January 1, 2026.
BENEFIT CHANGES
No benefit changes are anticipated in 2026. Your medical,
including Prescription, Dental, Vision, accident and sickness benefits, will
continue at the same benefit levels as you currently have. This stability
ensures your peace of mind.
WHAT DO YOU NEED TO DO
You only need to complete a new Fund Enrollment Form if you
wish to:
·
Change
your level of coverage (Individual or Family) or
·
Complete
the enrollment form if you wish to add or drop any dependents. You may enroll
your child(ren) under the age of 26.
Changes to your level of coverage can only be made now
during Open Enrollment or if you have a qualifying event and request the change
within 31 days of the of the event. Qualifying events include marriage, birth
of a child, divorce, death, or involuntary loss of other coverage. You will be
required to provide documentation of the event.
If your spouse or dependent children may have other medical
benefits, you will need to complete a Coordination of Benefits Form.
If you would like a spouse, parent, union representative,
attorney, or other person to have the authority to speak on your behalf, you
will need to complete an Authorization for Release of Protected Health
Information Form.
BENEFICIARY: If you wish to update your beneficiary,
you will need to complete a Beneficiary Designation Form.
All forms are available at the monthly enrollment meetings
or, you can request one from the Fund Office.
If you have any questions or need assistance completing the
enrollment form, please contact the Fund Office at (443) 573-3639 or toll-free
at (855) 505-0462. Membership Service Representatives are available Monday
through Friday from 8:30 AM until 5:00 PM.
Remember, you have until November 30, 2025, to complete and
submit your new enrollment forms. This clear deadline ensures ample time to
make any necessary changes. All enrollment changes will be effective January 1, 2026.
Sincerely,
The Board of Trustees