Wednesday, February 4, 2026

Frequently Asked Questions


Health Care


Q.

Who are my eligible dependents?

A.

  • Your lawful spouse
  • Your natural children up to age 26
  • Your legally adopted children up to age 26
  • Your step-children up to age 26
  • Child for whom you have been appointed legal guardian by court for length of guardianship or to age 26, whichever occurs first

Q.

How do I add my new baby or spouse to my insurance plan?

A.

You must submit other legal documentation to the Benefit office along with a completed Vital Information Form.  You can download the Vital Information Form off of this website located under "Forms" and mail it into the Benefit Office.  You must enroll your new dependent within 60 days of birth, adoption, marriage or other important changes.

 

Documentation Required:

Spouse - copy of your marriage certificate

Child - copy of your child's birth certificate

Step-child - copy of child's birth certificate, copy of taxes, divorce decree or copy of existing court order showing spouse must provide medical benefits

Adopted child - copy of legal decree of adoption

Child for whom you have been appointed their legal guardian - original copy of legal guardianship documents (if temporary guardianship, status updates will be required every 6 months). 

Q.

Whom should I contact if I'm getting a divorce and what documents do I need to submit?

A.

Please call the Benefit Office and advise the Eligibility Department that you are getting a divorce or have gotten divorced. You will also need to submit a FULL copy of your Divorce Decree to the Benefit Office.

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Pension


Q.

How do I contact the Pension Fund Office?

A.

Please contact (800) 700-6756.


Q.

What happens if I become disabled before I retire?

A.

Contact the benefit office immediately. Do not wait for a determination from the Social Security Administration.


Q.

What happens if I die before I retire?

A.

Your accrued deaths benefits will be paid to the named beneficiary providing you have not forfeited any benefits due to a break in service.

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Annuity


Q.

Is there a limit to how many hardship withdrawals I can take?

A.

Yes, you are limited to one hardship distribution per Plan Year, except in case of tuition payments.


Q.

Do I have to pay taxes on a hardship withdrawal?

A.

Yes, hardship withdrawals are considered nonperiodic payments (not eligible for rollover), and as such, 10% federal income tax withholding will apply to your payment, in addition to any applicable state tax withholding, unless you choose to have a different federal tax rate applied to your payment by completing the FORM W-4R Withholding Certificate. The distribution may also be subject to an additional 10% early withdrawal penalty if you are under age 59½.


Q.

May I withdraw money if I am no longer working or retired?

A.

 Yes, you can take a distribution if you have separated from service or retired.  You can take a full distribution of your account. They can have it paid to them or roll it over or both.

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