Wednesday, February 4, 2026

Frequently Asked Pension Questions

Q.

How do I contact the Pension Fund Office?

A.

Please contact (800) 700-6756.

Q.

What happens if I become disabled before I retire?

A.

Contact the benefit office immediately. Do not wait for a determination from the Social Security Administration.

Q.

What happens if I die before I retire?

A.

Your accrued deaths benefits will be paid to the named beneficiary providing you have not forfeited any benefits due to a break in service.

Q.

Can I borrow/withdraw my pension for hardship?

A.

No, Pension benefits are reserved for monthly payments once you reach retirement age eligibility.

Q.

How do I apply for benefits?

A.

Call the Benefit Office for an application.

Q.

How do I appeal a Board of Trustees decision?

A.

See Summary Plan Description Booklet for “Your Rights Under ERISA”.

Q.

What happens to my pension if I leave the trade?

A.

Contact the Benefit Office for additional information.

Q.

Do I earn credit for military time?

A.

Yes, under certain specifications. Contact the Benefit Office for additional information.

Q.

What do I need to do if I have a change of marital status?

A.

You may obtain a beneficiary card on this website, but must also provide pertinent documents, ie divorce decree including separation agreement, death certificate, or marriage certificate.