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Hagerstown Teamsters and Motor Carriers Health and Pension Plans
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Pension
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Health Care FAQ
Pension FAQ
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Frequently Asked Questions
Health Care
Q.
Who is eligible to become a Participant in the Plan?
A.
A regular, full-time employee working in a job classification that makes you eligible for membership in General Teamsters and Allied Workers, Local Union No. 992 and for which your employer is obligated to make contributions on your behalf.
Q.
What if I don’t work enough hours to maintain eligibility for the month?
A.
A COBRA election continuation will be mailed after you lose coverage for the option to continue coverage.
Q.
How do I maintain my monthly Health Care coverage?
A.
If you work a full month, your employer will make a contribution to the Fund. Example - If you work in December, you will be eligible for February.
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Pension
Q.
I am going through a divorce, what happens to my pension?
A.
You will need to submit your divorce decree and any related documentation. If your spouse is entitled to a portion of your benefits, you will need to submit a draft Qualified Domestic Relations Order (QDRO) for the Fund's review.
Q.
Does the Pension Plan affect Social Security benefits in any way?
A.
No, pension benefits are not impacted by your Social Security, nor vice versa.
Q.
Can pensions be paid or assigned or garnished to others?
A.
Pension benefits can be garnished under certain circumstances (ex. Child support, IRS lien). Your pension benefit cannot otherwise be assigned to another entity (unless via QDRO).
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