Tuesday, February 3, 2026

Frequently Asked Health Care Questions


Q. Who is eligible to become a Participant in the Plan?
A. A regular, full-time employee working in a job classification that makes you eligible for membership in General Teamsters and Allied Workers, Local Union No. 992 and for which your employer is obligated to make contributions on your behalf. 
 
Q. What if I don’t work enough hours to maintain eligibility for the month?
A. A COBRA election continuation will be mailed after you lose coverage for the option to continue coverage.
 
Q. How do I maintain my monthly Health Care coverage?
A. If you work a full month, your employer will make a contribution to the Fund. Example - If you work in December, you will be eligible for February. 
 
Q. How do I make a payment towards the continuation of my Health Care coverage?
A. Contact the Trust Fund Office at (301)733-2602 on how to make a payment. The Fund Office only accepts check and/or money orders. 
 
Q. Whom should I call if I have questions about my Health Care eligibility?
A. Contact the Trust Fund Office at (301)733-2602.
 
Q. Who are my eligible dependents?
A. Your eligible dependents are your spouse and dependent child(ren). Dependent child(ren) include step and legally adopted child(ren). Foster or grandchild(ren) can be added with court-ordered custody.
 
Q. Will my child(ren) who is/are age 19 through age 26 be covered under the Plan?
A. Yes, dependent child(ren) are eligible until age 26. 
 
Q. How do I add my new baby or spouse to my insurance plan?
A. Contact the Trust Fund Office at (301)733-2602 for a new benefit enrollment form. You need a copy of the marriage certificate to add a spouse and a copy of the birth certificate to add a new baby. Until you receive the birth certificate, you are able to add a new baby for the first 90 days with a proof of birth document. 
 
Q. Whom should I contact if I'm getting a divorce and what documents do I need to submit?
A. Contact the Trust Fund Office at (301)733-2602 and submit a copy of the divorce decree. 
 
Q. How do I obtain a replacement Medical and Prescription Card?
A. Contact the Trust Fund Office at (301)733-2602.
 
Q. How do I inquire about the status of my medical claim?
A. Contact the Trust Fund Office at (301)733-2602.


Q. Who is the Prescription Drug Benefit Manager?
A.  CVS/Caremark
Q. How can I contact the Prescription Drug Benefit Manager?
A.  866-282-8503
Q. If a service I need requires Prior Authorization, who do I (or my provider) contact?
A.  American Health Holdings - 1-800-641-5566
Q. If I need to utilize Mental Health or Substance Abuse benefits, who do I contact?
A.  To verify benefits contact the Fund Office at 301-733-2602.
Q. How do I find a dentist or find out if my dentist participates in the Plan?
A.  The Plan is self funded. Members can be seen by a provider of their choice and the provider will submit the claim to Benesys for payment.  Services over $1000 must be pre-authorized.  Contact the Fund Office for details.
Q. If I have Medicare, who does my provider submit the claim to?
A.  Medicare primary eligible members are not covered.  If Medicare is secondary claims are submitted to Carefirst.  
Q. Who are my Vision benefits through and how can I contact them?
A.  The Plan is self funded. Members can be seen by a provider of their choice and the provider will submit the claim or you may be required to be pay for your visit and submit a claim to Benesys for payment.