| Q. |
I am going through a divorce,
what happens to my pension? |
| A. |
You will need to submit your divorce decree and any related
documentation. If your spouse is
entitled to a portion of your benefits, you will need to submit a draft
Qualified Domestic Relations Order (QDRO) for the Fund's review. |
| Q. |
Does the Pension Plan affect
Social Security benefits in any way? |
| A. |
No, pension benefits are not impacted by your Social Security,
nor vice versa. |
| Q. |
Can pensions be paid or assigned
or garnished to others? |
| A. |
Pension benefits can be garnished under certain circumstances
(ex. Child support, IRS lien). Your
pension benefit cannot otherwise be assigned to another entity (unless via
QDRO). |
| Q. |
If benefits are denied, may a
retiree or beneficiary appeal? |
| A. |
Yes. An appeal may be
submitted to the Fund Office at 10312 Remington Drive, Hagerstown, MD 21740 |
| Q. |
How far in advance should I
request an application for retirement? |
| A. |
Preferably 3 months but no more than 6 months ahead of your
desired retirement date. |
| Q. |
In addition to the application
for retirement, what other documents do I have to submit to the Fund office? |
| A. |
A Birth Certificate for you and spouse, Marriage Certificate,
and any Divorce Decrees with Separation and/or Property Settlement Agreements
(if applicable) |
| Q. |
I am currently receiving a
monthly pension benefit from the Plan and would like to change the tax
withholding. What needs to be done? |
| A. |
Send in a new W4-P form (available on the internet or request
from the Fund Office). |
| Q. |
I am currently receiving a
monthly pension benefit from the Plan and would like to change the bank
account information. How do I change this information? |
| A. |
Changes must be in writing.
Request a Direct Deposit Form from the Fund Office . |
| Q. |
I am currently receiving a
monthly pension benefit from the Plan, what happens if I do not receive my
check? |
| A. |
Call the Fund Office at
301-733-2602 |
| Q. |
I recently moved, how do I
change my address? |
| A. |
Changes must be in writing.
Send the change of address to the Fund Office. |