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Sheet Metal Workers Union Local 104
Member Fringe Benefit Website
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Supplemental Pension Document
Supplemental Participant Recent Mailings
Supplemental Participant Recent Mailings
Summary Annual Report - PYE 2024
2025 QDIA Notice
2025 Annual Expense Notice
SMM - Amendment 12 - Terminal Illness Distributions
SMM - Amendments 7, 8, 9
SMM - Amendments 10, 11
Supplemental Summary Plan Description and Amendments
Supplemental Summary Plan Description and Amendments
Summary Plan Description 2021
Amendment 1 In-Service Distributions
Amendment 2 24 Month Mandatory Distributions
Amendment 3 Qualified Birth Adoption Distribution
Amendment 4 Hardship Distribution
Amendment 5 Death Benefit Distribution
Amendment 6 In-service and Distribution Left Industry
Amendment 7 Cure Period
Amendment 8 Pre-Retirements Death & RMD
Amendment 9 Partial Distributions
Amendment 10 In-Service Distributions eff. 9-10-2024
Amendment 11 Catch-Up Contributions eff 1-1-2025